Our re-mortgage consultants will check the market and secure you the right deal to refinance your mortgage. Get the latest LOW RATES.
At Concept we believe in the human touch, and finding the best mortgage expert for your re-mortgage is the key to getting the right deal. That’s why we allocate you a specialist in the re-mortgage market, that has access to all the lender’s criteria, understands first hand what underwriters require and can match you up perfectly to the right mortgage product. They will do all the hard work, just leave it to them to find you a great package and get the paperwork completed so you can enjoy a new LOW INTEREST rate.
Your home may be repossessed if you do not keep up repayments on your mortgage
For illustrative purposes only
Just because you bank with a lender, doesn’t mean you will get the best re-mortgage rate from them. Plus, do you really want to trawl through all the lender’s current offers? We can do this all for you, looking at each lender, each option and sourcing the best rate for you. With access to non-High Street lenders in our portfolio means we can look at a range of options and not just restricted to the main banks or building societies.
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THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING, YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.
I joined CFS Wills in 2020 after looking for a career change in which I could make a difference. Working with Paul again was a big factor with us initially working together over 30 years ago at Barclays Bank. We always stayed friends, and when the opportunity came to join CFS Wills I jumped at the chance. Having spent over 25 years in the motor trade and running car dealerships for over 10 years, I needed to do something different that would utilise many of the Skills and experiences I have developed over the years dealing with both private individuals and businesses. I wanted a career change that would not only be rewarding for me but be able to make a difference to peoples lives. Helping people put their affairs in order by simply completing a Will or Lasting Powers of attorney is for many quite cathartic. For most people, their Will is not very high on their wish list, yet everyone knows they should have one. For many, when they finally arrange their Will, you can see the relief in their faces.
Personally, I am married with two grown up children, but am now the proud owner of a dog (Springer-poo called Albi) for the first time in 30 years. To say he has taken over the house would be an understatement with almost everything revolving around him. We now all enjoy long walks and holidays near the beach for the dog. If Albi is happy, so are we!
Qualifications
ACIB- Associate of the Chartered institute of Bankers
MSWW- Member of the Society of Will writers
