Concept Financial Services provides expert wealth, mortgage, protection and insurance advice. Concept Financial Services is not a business in it’s own right, it is a trading name of Delphic Financial Planning Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
The quality of our lives can be highly effected by our finances. Concept gives you the team, resources and expertise to make your financial life as extraordinary as you long to make it.
350 reviews
Rated 4.9 stars on Trustpilot
Remortgage coming up? Save yourself the stress of ending up on your lender’s Standard Variable Rate (SVR). Let’s explore exclusive options to help you save.
Ever thought about what might happen if you got sick and couldn’t work? We can help protect your income if the worst was to happen. Learn more today.
Worried about a blip on your credit report? Concerned it might cause hurdles on your mortgage application. Our in-house specialists can help.
Looking to get the most out of your pension? Hoping to expand your investment portfolio? Our fully-qualified financial advisers are here for you.
Get prepared with our fully
comprehensive tax planning
guide. Free to download.
Rated 5 stars by Daniel Dambu
in having my remortgage completed.
They have a great service and a good communication with their clients,with quick updates, step by step!
Monika Hajkova is a very qualified professional that I’ve worked with and I recommend it to anyone!!
Rated 5 stars by Paul Colley
The company are very accomdating…
and most of all explain the in’s and out’s of the financial services, so you are well informed and can make a clear conscious discussion.
There is no pressure to go with one provider, and if a better offer appears, all the info and any pro’s and con’s are explained and provided.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Remortgage coming up? Save yourself the stress of ending up on your lender’s Standard Variable Rate (SVR). Let’s explore exclusive options to help you save.
Ever thought about what might happen if you got sick and couldn’t work? We can help protect your income if the worst was to happen. Learn more today.
Let’s make the home you’ve dreamt of owning yours. Talk to our in-house specialists who can access exclusive deals for you.
Looking to get the most out of your pension? Hoping to expand your investment portfolio? Our fully-qualified financial advisers are here for you.
in having my remortgage completed.
They have a great service and a good communication with their clients,with quick updates, step by step!
Monika Hajkova is a very qualified professional that I’ve worked with and I recommend it to anyone!!
and most of all explain the in’s and out’s of the financial services, so you are well informed and can make a clear conscious discission.
There is no pressure to go with one provider, and if a better offer appears, all the info and any pro’s and con’s are explained and provided.
You need genuine advice; not pushy-sales tactics. Book an initial consultation with us and you'll be given expert guidance in a stress-free and friendly environment.
Your finances are one of the most important aspects of your life. Therefore, you'll want an adviser you can trust. Our financial advisers and mortgage advisers are fully qualified, accredited by the FCA themselves. With over 300+ excellent reviews on Trustpilot, our service is vouched for.
We strive to create a brighter financial future for you. Therefore, we offer support on multiple areas including mortgages, retirement planning, and investments. Together, we'll give you the advice and tools to further your finances and achieve your goals.
You need genuine advice; not pushy-sales tactics. Book an initial consultation with us and you'll be given expert guidance in a stress-free and friendly environment.
Your finances are one of the most important aspects of your life. Therefore, you'll want an adviser you can trust. Our financial advisers and mortgage advisers are fully qualified, accredited by the FCA themselves. With over 300+ excellent reviews on Trustpilot, our service is vouched for.
We strive to create a brighter financial future for you. Therefore, we offer support on multiple areas including mortgages, retirement planning, and investments. Together, we'll give you the advice and tools to further your finances and achieve your goals.
I joined CFS Wills in 2020 after looking for a career change in which I could make a difference. Working with Paul again was a big factor with us initially working together over 30 years ago at Barclays Bank. We always stayed friends, and when the opportunity came to join CFS Wills I jumped at the chance. Having spent over 25 years in the motor trade and running car dealerships for over 10 years, I needed to do something different that would utilise many of the Skills and experiences I have developed over the years dealing with both private individuals and businesses. I wanted a career change that would not only be rewarding for me but be able to make a difference to peoples lives. Helping people put their affairs in order by simply completing a Will or Lasting Powers of attorney is for many quite cathartic. For most people, their Will is not very high on their wish list, yet everyone knows they should have one. For many, when they finally arrange their Will, you can see the relief in their faces.
Personally, I am married with two grown up children, but am now the proud owner of a dog (Springer-poo called Albi) for the first time in 30 years. To say he has taken over the house would be an understatement with almost everything revolving around him. We now all enjoy long walks and holidays near the beach for the dog. If Albi is happy, so are we!
Qualifications
ACIB- Associate of the Chartered institute of Bankers
MSWW- Member of the Society of Will writers
