Proving Your Income For A Mortgage

prove income for mortgage

With Covid-19 rules changing almost daily, extensions to furloughs and local and national lockdowns many are facing money worries this winter.

Retirement – Have You A Plan?

retirement planning

We all know we need to save for retirement, don’t we? But we also know it’s not always that easy to find the spare cash required to do so, especially amid a global pandemic.

Deposit Dilemma?

first time buyer mortgage

Getting a mortgage may still be possible for the many despite the difficulties in the market…

SVR | ERC | LTV ?

mortgage review

As a nation, we aren’t great with our financial acronyms and terminology

Birthday Time for the ISA

ISA

A hypothetical example, if you had been in a position to be able to invest your full ISA allowance for each of the past 21 years (a total of £226,560) and this had been invested in the FTSE All-Share Index, your total investment would be worth more than £307,000..

EIS & VCT’s Investments Explained

ECT and VIS

EIS and VCT are investment vehicles which encourage investment in small, unquoted trading companies in their early stages, who are typically trying to raise capital.

Millennials Investment

tailored investments

It’s seems like every day you see another article in a newspaper about millennials ‘killing industries’ in recent times young people were said to have caused the demise of doorbells, napkins and even breakfast cereal.

Mortgage Holidays Nov 20

stamp duty calculator

The FCA confirmed guidance for homeowners struggling financially due to coronavirus. The mortgage payment holidays scheme, first announced in March and then extended in May, has been further extended until 31 March 2021.

10th Largest UK Lender?

bank of mum and dad

Collectively, parents paid out £6.3bn to give their children the final push towards homeownership. What’s more, the average amount lent per transaction shot up by £6,000 to hit a generous £24,1002.

error: Content is protected !!

Peterjohn durrell

Will writer

I joined CFS Wills in 2020 after looking for a career change in which I could make a difference. Working with Paul again was a big factor with us initially working together over 30 years ago at Barclays Bank. We always stayed friends, and when the opportunity came to join CFS Wills I jumped at the chance. Having spent over 25 years in the motor trade and running car dealerships for over 10 years, I needed to do something different that would utilise many of the Skills and experiences I have developed over the years dealing with both private individuals and businesses. I wanted a career change that would not only be rewarding for me but be able to make a difference to peoples lives. Helping people put their affairs in order by simply completing a Will or Lasting Powers of attorney is for many quite cathartic. For most people, their Will is not very high on their wish list, yet everyone knows they should have one. For many, when they finally arrange their Will, you can see the relief in their faces.

 

Personally, I am married with two grown up children, but am now the proud owner of a dog (Springer-poo called Albi) for the first time in 30 years. To say he has taken over the house would be an understatement with almost everything revolving around him. We now all enjoy long walks and holidays near the beach for the dog. If Albi is happy, so are we!

 

Qualifications

 

ACIB- Associate of the Chartered institute of Bankers

MSWW- Member of the Society of Will writers

concept financial services