Nick Payne
Mortgage & Protection Adviser
Mortgage & Protection Adviser
07501 498549
Below is my mortgage search form, just input a few simple details and I can get to work on finding the right mortgage for you. I can complete all the details I need over the phone with you, and I have access to an extensive lending panel, so you can be assured I will look at all the options that are available. Plus, just because a mortgage option has the lowest rate, it does not mean it is the cheapest option.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
MOST Buy to Let mortgages are not regulated by the Financial Conduct Authority.
We do everything we can to secure our website, however, the internet is not a secure medium and we cannot guarantee the security of your data.
YOUR PROPERTY IS AT RISK OF REPOSSESSION IF YOU DO NOT KEEP UP THE REPAYMENTS ON A MORTGAGE SECURED AGAINST IT
I thoroughly enjoy talking with both existing and new clients and guiding them through their mortgage journey. My in-depth knowledge of the market allows me to identify the right solution for a case, no matter how challenging, utilising my access to over 50 lenders that I have at my disposal.
“Do call me or drop me an email for an initial discussion about your mortgage and protection requirements”.
Qualification: The London Institute of Banking and Finance Level 3 Certificate in Mortgage Advice and Practice.
Nick’s financial services career started in 2005, initially working on the mix of unsecured and secured lending, he was later promoted to managing financial claims and lead generation for the business.
Nick joined Concept Financial Services in 2020 identifying that the business shared the same passion for achieving great client outcomes.
Nick is father to two wonderful children and his other passion is sports and a big fan of Arsenal, Tampa Bay Buccaneers (NFL), St Helens (Rugby league) and live boxing. His love of sport led him to competing against Olympic swimmers at University! Nick enjoys all types of restaurants and tasting different cuisines, other than anything made with eggs!
I am an expert in mortgages. Get in touch so I can get you, your ‘decision in principle’
We do everything we can to secure our website, however, the internet is not a secure medium and we cannot guarantee the security of your data.
YOUR PROPERTY IS AT RISK OF REPOSSESSION IF YOU DO NOT KEEP UP THE REPAYMENTS ON A MORTGAGE SECURED AGAINST IT
I joined CFS Wills in 2020 after looking for a career change in which I could make a difference. Working with Paul again was a big factor with us initially working together over 30 years ago at Barclays Bank. We always stayed friends, and when the opportunity came to join CFS Wills I jumped at the chance. Having spent over 25 years in the motor trade and running car dealerships for over 10 years, I needed to do something different that would utilise many of the Skills and experiences I have developed over the years dealing with both private individuals and businesses. I wanted a career change that would not only be rewarding for me but be able to make a difference to peoples lives. Helping people put their affairs in order by simply completing a Will or Lasting Powers of attorney is for many quite cathartic. For most people, their Will is not very high on their wish list, yet everyone knows they should have one. For many, when they finally arrange their Will, you can see the relief in their faces.
Personally, I am married with two grown up children, but am now the proud owner of a dog (Springer-poo called Albi) for the first time in 30 years. To say he has taken over the house would be an understatement with almost everything revolving around him. We now all enjoy long walks and holidays near the beach for the dog. If Albi is happy, so are we!
Qualifications
ACIB- Associate of the Chartered institute of Bankers
MSWW- Member of the Society of Will writers
