Monika Hajkova

Mortgage & Protection Adviser

Monika Hajkova – Mortgage & Protection Adviser

07398 676 034

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Monika

07398 676 034 

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Mortgage & Protection Solutions

Mortgage Advice Locally to You!

Below is my mortgage search form, just input a few simple details and I can get to work on finding the right mortgage for you. I can complete all the details I need over the phone with you, and I have access to an extensive lending panel, so you can be assured I will look at all the options that are available. Plus, just because a mortgage option has the lowest rate, it does not mean it is the cheapest option. 

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Start your Mortgage enquiry with me today:

The contact details you provide will not be used for marketing purposes.*

Local, Friendly Mortgage Advice When You Need It..

HomeMovers

Moving Home?

I will be with you all the way from application to completion making sure you secure your next home!
Let's Get Started

First Time Buyer

First Time?

I will make getting your first home as simple as possible. Supporting you through application and searching to get the right deal for you
Let's Get Started

Re-Mortgage

Re-Mortgage?

I have access to a wide panel of lenders and can compare literally hundreds of mortgages so you get the right deal to change to a new low fixed rate.
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Buy to Let

Buy to Let?

I can support your financial objectives whether you are a first time landlord or have a portfolio of properties. I have access to a broad range of lending solutions.
Let's Get Started

Term Assurance

Term Assurance

A lump sum is paid in the event of death, securing your home for your family by paying off your mortgage. You can save money by combining term insurance with critical illness cover.
Let's Get Started

Critical Illness

Crtical Illness

This cover will make a lump sum payment in the event you are diagnosed with a critical illness as specified by your insurer. Giving you the security you have the funds you need while you're ill.
Let's Get Started

Income Protection

Income Protection

This important cover will provide you an ongoing monthly income in the event you cannot work due to accident or illness. Let's get you covered!
Let's Get Started

Family Income

Family Income

This type of cover, gives your loved ones a regular income not a lump sum. But the income is only paid for the term of the policy. Ideal to protect your children's security until they become independent.
Let's Get Started

Monika's View:

I am very proud to be part of the Concept Financial Services team. I can fully utilise my wealth of mortgage and protection knowledge to guide my clients on their property ownership journey or re-mortgaging their current property. I believe my clients should be safe in the knowledge that they are correctly protected and safeguarding their family and their home whatever the future may hold. 

 

 

“Do call me or drop me an email for an initial discussion about your mortgage and protection requirements”.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

most Buy to Let mortgages are not regulated by the Financial Conduct Authority.

We do everything we can to secure our website, however, the internet is not a secure medium and we cannot guarantee the security of your data.

About Monika

Qualification: The London Institute of Banking and Finance Level 3 Certificate in Mortgage Advice and Practice. 

Monika has a robust background in financial services that spans 13 years, which encompasses 8 years with a major High Street Bank as a Personal Bank Manager. She has gained a thorough insight into the mortgage market and an extensive knowledge of lender’s criteria. This is combined with her involvement in an independent estate agent across the full remit of purchasing and selling properties. 

Monika has made the UK her home since 2006, moving here from the Czech Republic. This has given her a complete insight into the requirements for a foreign national to qualify for mortgage lending. Monika’s passion is to secure the lending requirements for her clients and provide the support and guidance they need to become a homeowner. 

In her leisure time, Monika is a keen gardener and enjoys countryside walks. She loves being in the kitchen and serving up great dishes for her friends. 

You Deserve The Right Mortgage advice

I am an expert in mortgages. Get in touch so I can get you, your ‘decision in principle’ 

We do everything we can to secure our website, however, the internet is not a secure medium and we cannot guarantee the security of your data.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

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Peterjohn durrell

Will writer

I joined CFS Wills in 2020 after looking for a career change in which I could make a difference. Working with Paul again was a big factor with us initially working together over 30 years ago at Barclays Bank. We always stayed friends, and when the opportunity came to join CFS Wills I jumped at the chance. Having spent over 25 years in the motor trade and running car dealerships for over 10 years, I needed to do something different that would utilise many of the Skills and experiences I have developed over the years dealing with both private individuals and businesses. I wanted a career change that would not only be rewarding for me but be able to make a difference to peoples lives. Helping people put their affairs in order by simply completing a Will or Lasting Powers of attorney is for many quite cathartic. For most people, their Will is not very high on their wish list, yet everyone knows they should have one. For many, when they finally arrange their Will, you can see the relief in their faces.

 

Personally, I am married with two grown up children, but am now the proud owner of a dog (Springer-poo called Albi) for the first time in 30 years. To say he has taken over the house would be an understatement with almost everything revolving around him. We now all enjoy long walks and holidays near the beach for the dog. If Albi is happy, so are we!

 

Qualifications

 

ACIB- Associate of the Chartered institute of Bankers

MSWW- Member of the Society of Will writers

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