07398 676 034
Below is my mortgage search form, just input a few simple details and I can get to work on finding the right mortgage for you. I can complete all the details I need over the phone with you, and I have access to an extensive lending panel, so you can be assured I will look at all the options that are available. Plus, just because a mortgage option has the lowest rate, it does not mean it is the cheapest option.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
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I am very proud to be part of the Concept Financial Services team. I can fully utilise my wealth of mortgage and protection knowledge to guide my clients on their property ownership journey or re-mortgaging their current property. I believe my clients should be safe in the knowledge that they are correctly protected and safeguarding their family and their home whatever the future may hold.
“Do call me or drop me an email for an initial discussion about your mortgage and protection requirements”.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
most Buy to Let mortgages are not regulated by the Financial Conduct Authority.
We do everything we can to secure our website, however, the internet is not a secure medium and we cannot guarantee the security of your data.
Qualification: The London Institute of Banking and Finance Level 3 Certificate in Mortgage Advice and Practice.
Monika has a robust background in financial services that spans 13 years, which encompasses 8 years with a major High Street Bank as a Personal Bank Manager. She has gained a thorough insight into the mortgage market and an extensive knowledge of lender’s criteria. This is combined with her involvement in an independent estate agent across the full remit of purchasing and selling properties.
Monika has made the UK her home since 2006, moving here from the Czech Republic. This has given her a complete insight into the requirements for a foreign national to qualify for mortgage lending. Monika’s passion is to secure the lending requirements for her clients and provide the support and guidance they need to become a homeowner.
In her leisure time, Monika is a keen gardener and enjoys countryside walks. She loves being in the kitchen and serving up great dishes for her friends.
I am an expert in mortgages. Get in touch so I can get you, your ‘decision in principle’
We do everything we can to secure our website, however, the internet is not a secure medium and we cannot guarantee the security of your data.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
I joined CFS Wills in 2020 after looking for a career change in which I could make a difference. Working with Paul again was a big factor with us initially working together over 30 years ago at Barclays Bank. We always stayed friends, and when the opportunity came to join CFS Wills I jumped at the chance. Having spent over 25 years in the motor trade and running car dealerships for over 10 years, I needed to do something different that would utilise many of the Skills and experiences I have developed over the years dealing with both private individuals and businesses. I wanted a career change that would not only be rewarding for me but be able to make a difference to peoples lives. Helping people put their affairs in order by simply completing a Will or Lasting Powers of attorney is for many quite cathartic. For most people, their Will is not very high on their wish list, yet everyone knows they should have one. For many, when they finally arrange their Will, you can see the relief in their faces.
Personally, I am married with two grown up children, but am now the proud owner of a dog (Springer-poo called Albi) for the first time in 30 years. To say he has taken over the house would be an understatement with almost everything revolving around him. We now all enjoy long walks and holidays near the beach for the dog. If Albi is happy, so are we!
Qualifications
ACIB- Associate of the Chartered institute of Bankers
MSWW- Member of the Society of Will writers