Concept Financial Services
Jonathan Bagguley - mortgages

Jonathan Bagguley

Mortgage & Protection Adviser

Jonathan Bagguley – Mortgage & Protection Adviser

07795 564189

Call Today

Email

Jonathan

01902 851700

Mortgage & Protection Solutions

HomeMovers

Moving Home?

I will be with you all the way from application to completion making sure you secure your next home!
Let's Get Started

First Time Buyer

First Time?

I will make getting your first home as simple as possible. Supporting you through application and searching to get the right deal for you
Let's Get Started

Re-Mortgage

Re-Mortgage?

I have access to a wide panel of lenders and can compare literally hundreds of mortgages so you get the right deal to change to a new low fixed rate.
Let's Get Started

Buy to Let

Buy to Let?

I can support your financial objectives whether you are a first time landlord or have a portfolio of properties. I have access to a broad range of lending solutions.
Let's Get Started

Term Assurance

Term Assurance

A lump sum is paid in the event of death, securing your home for your family by paying off your mortgage. You can save money by combining term insurance with critical illness cover.
Let's Get Started

Critical Illness

Crtical Illness

This cover will make a lump sum payment in the event you are diagnosed with a critical illness as specified by your insurer. Giving you the security you have the funds you need while you're ill.
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Income Protection

Income Protection

This important cover will provide you an ongoing monthly income in the event you cannot work due to accident or illness. Let's get you covered!
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Family Income

Family Income

This type of cover, gives your loved ones a regular income not a lump sum. But the income is only paid for the term of the policy. Ideal to protect your children's security until they become independent.
Let's Get Started

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

MOST Buy to Let mortgages are not regulated by the Financial Conduct Authority.

Jonathan's View:

I genuinely enjoy working with my clients in finding real life solutions to their mortgage and protection needs. I think our industry can be very complex, but I pride myself on spending time walking my clients through everything to ensure they completely understand the solutions presented. I’m always keen to spend time with my clients, building our relationship and imparting as much information as I can. This ultimately allows them to make the most beneficial decisions about their finances and future.

“Do call me or drop me an email for an initial discussion about your mortgage and protection requirements”.

Get a Mortgage Quote

Below is my mortgage search form, just input a few simple details and I can get to work on finding the right mortgage for you. I can complete all the details I need over the phone with you, and I have access to an extensive lending panel, so you can be assured I will look at all the options that are available. It is also worth noting, just because a mortgage option has the lowest rate, it does not mean it is the cheapest option. 

Start your Mortgage enquiry with me today:

We do everything we can to secure our website, however, the internet is not a secure medium and we cannot guarantee the security of your data.

Jonathan Bagguley - mortgages

About Jonathan

 

Qualifications: Certificate in Mortgage Advice & Practice 

Following a successful time at Halifax Bank, Jonathan was invited to join the Concept Financial Services team in August 2016, to continue his career in mortgage and protection advice. 

Based in Staffordshire, Jonathan has clients nationwide, although has a very loyal, longstanding and ever-growing client base across East Midlands and Staffordshire.  Always happy to arrange face to face meetings or making best use of technology to always keep in contact with his clients. 

Jonathan advises on all aspects of the lending market and prides himself on always going the extra mile and enjoys the challenge of those quirky cases that require in-depth knowledge of the market. 

From an early age Jonathan always wanted to work in financial services and has a deep understanding of the industry and its current challenges. He thrives on helping his clients maximise opportunities and mitigate any risk in the most effective way possible. 

Jonathan is married with two young daughters and a Cavachon called Minnie, who keep him busy in his spare time but any downtime is spent catching up with the latest results. Jonathan was a keen player himself in his younger days, and can boast a spell at Stoke Academy!

 

You Deserve The Right Mortgage advice

I am an expert in mortgages. Get in touch so I can get you, your ‘decision in principle’ 

We do everything we can to secure our website, however, the internet is not a secure medium and we cannot guarantee the security of your data.

YOUR HOME IS AT RISK OF REPOSSESSION IF YOU DO NOT KEEP UP THE REPAYMENTS ON A MORTGAGE SECURED AGAINST IT

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Peterjohn durrell

Will writer

I joined CFS Wills in 2020 after looking for a career change in which I could make a difference. Working with Paul again was a big factor with us initially working together over 30 years ago at Barclays Bank. We always stayed friends, and when the opportunity came to join CFS Wills I jumped at the chance. Having spent over 25 years in the motor trade and running car dealerships for over 10 years, I needed to do something different that would utilise many of the Skills and experiences I have developed over the years dealing with both private individuals and businesses. I wanted a career change that would not only be rewarding for me but be able to make a difference to peoples lives. Helping people put their affairs in order by simply completing a Will or Lasting Powers of attorney is for many quite cathartic. For most people, their Will is not very high on their wish list, yet everyone knows they should have one. For many, when they finally arrange their Will, you can see the relief in their faces.

 

Personally, I am married with two grown up children, but am now the proud owner of a dog (Springer-poo called Albi) for the first time in 30 years. To say he has taken over the house would be an understatement with almost everything revolving around him. We now all enjoy long walks and holidays near the beach for the dog. If Albi is happy, so are we!

 

Qualifications

 

ACIB- Associate of the Chartered institute of Bankers

MSWW- Member of the Society of Will writers

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